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0% & Low Balance Transfer Rate Credit Cards - Australia

Product Name Purchase Rate Cash Adv. Rate Balance Transfer Free Days Min Repay Annual
Card Fee
Annual Rewards Fee Late Payment Fee
GE Money Low Rate MasterCard 11.24 17.99 0% balance transfer for up to 6 months 55 2.222% or $10 (whichever is greater) $58 n/a $30
St George Vertigo MasterCard
8.99 18.99 0% for 6 months 55 $10/2% $45 n/a $35
Citibank Clear Visa
(APPLY NOW)
9.99 9.99 0% for 6 months 55   $65 n/a $10
Virgin Mastercard   12.99 12.99 0% for 6 months 55 2% or $10, whichever is greater $0 $0 $25
ANZ Low Rate MasterCard
12.74 17.74 0% for 6 months on balances transferred 55 $10 or 2% $58 n/a $35
HSBC Low Rate Visa
(APPLY NOW)
10.95 15.95 0% for 6 months on the first balance transferred 55 $30 or 3% $39 $0 $30
BankWest Zero MasterCard 13.74 20.49 0% for first 4mths for purchases and balance tfrs 55 2%/$20 $0 n/a $35
Wizard Clear Advantage MasterCard 12.65 12.65 0% for six months from the date card is approved 55 2.5% or $30, whichever is the greater $0 n/a $30
National Low Rate Visa 10.99 17.49 0% for up to 6 months 55 $10/2.5% $49 n/a $30
Coles Myer Source MasterCard 18.5 18.5 0% on balance transfers for up to 6 months 62 2.22% $0 0 $30
Earth MC/AMEX 12.74 18.24 0.99%pa for 6 mths (excl. Westpac & Virgin) 55 $10 / 2% $49 $0 $35
Earth+ MC/AMEX 14.99 18.24 0.99%pa for 6 mths (excl. Westpac and Virgin) 55 $10 / 2% $79 $0 $35
BankWest Lite MasterCard 8.99 20.49 2.99% for 6 months 55 2%/$20 $49 n/a $35
Bankwest Lite Gold MasterCard 8.99 20.49 2.99% for 6 months 55 2%/$20 $89 n/a $35
Westpac Altitude MC/AMEX 18.65 18.65 0% for 3 mnths, 3.99% for 6 months 45 $10 / 2% $100 Nil $35
Westpac Altitude Gold MC/AMEX 18.65 18.65 0% for 3 mnths, 3.99% for 6 months 45 $10/2% $150 Nil $35
Westpac Altitude Platinum MC/AMEX 18.65 18.65 0% for 3 mnths, 3.99% for 6 months 45 $10 / 2% $295 Nil $35
GO MasterCard 17.99% 17.99%  0% for six months from the date card is approved  62  3% or $25, whichever is the greater# $0 ($25 establishment fee) n/a $30 
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