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No Annual Fee Credit Cards - Australia

Credit Card Card Type Purchase Rate Cash Advance Rate Balance Transfer Interest
Free Days
Min Repay Annual Rewards Fee Late Payment Fee
GO MasterCard* M 17.99% 17.99%  0% for six months from the date card is approved  62  3% or $25, whichever is the greater# n/a $30 
Bank of Queensland Zero Free Days Credit Card V, M 16.24% 16.24%   0 $5 / 3% Nil $30
BankWest Zero MasterCard M 13.74% 20.49% 0% for first 4 mths for purchases and balance tfrs 55 2%/$20 n/a $35
Bendigo
Red (0 days)^
V, M 14.15 14.15   0 3% or $10 whichever is higher $24  
Commonwealth Bank No Free Days V, M, BC 16.25% 16.25% 5.99% for 5 months 0 $25/1.5% n/a $25
Coles Myer Source MasterCard M 18.5% 18.5% 0% on balance transfers for up to 6 months 62 2.22% 0 $30
National AMEX with No Annual Card Feek AMEX 17.95% 17.95%   44 $10/2.5%   $30
NSW Teachers Credit Union Teachers Credit Card V 11.5% 11.5% 7.9% for first 6 mths for purchases 55   n/a $25
St. George No Annual Fee  V, M 16.75% 16.75%   0 $10/2% N/A $35
Virgin Credit Card) M 12.99% 12.99% 0% for 6 months 55 2% or $10, whichever is greater $0 $25
Westpac No Annual Fee M 15.95% 15.7% 3.99% for 6 months 0 $10 / 2% n/a $35
Wizard Clear Advantage M 12.65% 12.65% 0% for six months from the date card is approved 55 2.5% or $30, whichever is the greater n/a $30
Austral Credit Union Visa Credit Card^ V 9.95% 9.95%   55 3% /$20 whichever is greater n/a $30
* a once off $25 establishment fee applies
# a $2.95 monthly account keeping fee applies for balance transfers
^ interest charged from statement date
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